Property Owners Insurance in Brighton
The dedicated policy for owners of let property — combining buildings insurance, loss of rent and property owners' liability in a single contract. (For wider landlord guidance, see our landlord insurance page.)
Key points
- Residential buy-to-let landlords
- Commercial property landlords
- Property portfolio owners
- HMO and multi-let property owners
- Holiday let and Airbnb property owners
- Housing associations and social landlords
Frequently asked questions
- Do landlords need specialist property owners insurance?
- Yes. Standard home insurance excludes rental activities. Property owners insurance is specifically designed for let properties and includes liability protection, loss of rent and tenant-related risks.
- Does property owners insurance cover loss of rent?
- Yes. If an insured event (such as fire or flood) makes the property uninhabitable, loss of rent cover reimburses the rental income you lose while repairs are carried out.
- Can I insure a portfolio of properties on one policy?
- Yes. Portfolio policies cover multiple properties under a single policy with one renewal date, which simplifies administration and often provides better terms than insuring each property separately.
This page is part of https://becks.insure/property-owners-insurance-brighton. Becks Insurance Brokers is an independent, FCA-regulated commercial insurance broker based in Brighton, advising businesses across Sussex and the UK.