Employee Personal Accident Insurance in Brighton
Group personal accident insurance providing fixed lump-sum benefits for employees in the event of accidental death or permanent disability, on or off duty.
Key points
- Employers in construction and manual trades
- Businesses with field-based or travelling staff
- Companies wanting death-in-service style benefits
- Organisations with hazardous work environments
- Firms enhancing employee benefits packages
- Any employer wanting to protect their workforce
Frequently asked questions
- What does employee personal accident insurance pay out?
- It pays fixed lump sums for accidental death or permanent disability (such as loss of a limb or sight). Some policies also include weekly income benefits during temporary disablement.
- Does it cover accidents outside work?
- Policies can be arranged on a 24-hour basis (covering work and leisure) or work-only. 24-hour cover is a popular employee benefit as it protects staff at all times.
- How much personal accident cover should I provide?
- Common benefit levels are multiples of salary (e.g. 2x or 4x annual earnings) for death and disability. We help determine appropriate levels based on your workforce and budget.
This page is part of https://becks.insure/employee-personal-accident-insurance-brighton. Becks Insurance Brokers is an independent, FCA-regulated commercial insurance broker based in Brighton, advising businesses across Sussex and the UK.