Construction Insurance in Brighton
Brighton's construction sector ranges from heritage restoration in the Lanes to large-scale residential developments across Sussex. Each project brings distinct insurance requirements—from contract works and plant protection to professional indemnity for design-and-build firms. We help builders, contractors and subcontractors arrange insurance that meets contract conditions and protects against the risks that matter on site.
Key points
- Building contractors
- Subcontractors
- Electricians and plumbers
- Carpenters and joiners
- Roofers and scaffolders
- Civil engineering firms
Frequently asked questions
- What insurance do builders need in Brighton?
- At minimum, builders need public liability insurance. If you employ anyone, employers' liability is a legal requirement. Many contracts also require professional indemnity and contract works insurance.
- Do I need insurance for subcontract work?
- Yes. Most main contractors require subcontractors to hold their own public liability and employers' liability insurance, typically with minimum limits specified in the contract.
- What level of public liability do construction firms need?
- Most commercial contracts require a minimum of £5 million public liability, though some larger projects may specify £10 million. We can advise on appropriate limits for your typical projects.
This page is part of https://becks.insure/construction-insurance-brighton. Becks Insurance Brokers is an independent, FCA-regulated commercial insurance broker based in Brighton, advising businesses across Sussex and the UK.