Café & Coffee Shop Insurance in Brighton
Tailored insurance for Brighton's independent cafés, coffee shops, bakeries and tea rooms — from the Lanes to Kemptown.
Key points
- Independent coffee shops
- Café chains and franchises
- Tea rooms and bakery cafés
- Juice bars and smoothie shops
- Brunch and breakfast cafés
- Mobile coffee vans and carts
Frequently asked questions
- What insurance does a café need in Brighton?
- Cafés need public liability (including products liability for food and drink), employers' liability, contents and stock insurance, and often business interruption protection. Property insurance is also essential.
- Does café insurance cover food allergy claims?
- Yes. Products liability, included within public liability policies, covers claims from food-related allergic reactions. Insurers expect compliance with allergen labelling regulations.
- Do mobile coffee vans need different insurance?
- Mobile food units need commercial vehicle insurance plus public liability and products liability. Cover for temporary pitches and events may also be needed. We arrange comprehensive mobile catering policies.
This page is part of https://becks.insure/cafe-insurance-brighton. Becks Insurance Brokers is an independent, FCA-regulated commercial insurance broker based in Brighton, advising businesses across Sussex and the UK.