Small Craft Insurance provides comprehensive cover for owners of smaller boats, such as sailing boats, motorboats, and other leisure craft. Whether you're exploring the waters of the Sussex coast or mooring your boat at Brighton Marina, this insurance safeguards your vessel from risks such as accidental damage, theft, or third-party liability claims. With tailored cover to protect your craft both on and off the water, you can enjoy your time afloat without worry.

Tailored Cover for Your Small Boat

Owning a small craft is a rewarding experience, but it comes with its own risks, from unpredictable weather to accidental damage. Small Craft Insurance ensures that your investment is protected from these potential hazards. Whether you're a seasoned sailor or a weekend boater, this policy is essential for covering repair costs, liability, and any legal fees should an incident occur.

Features and Benefits of Small Craft Insurance

• Accidental damage cover: Protects your boat from damage caused by accidents on the water or during transport.

• Third-party liability: Covers you in case of claims made by others for injury or property damage caused by your boat.

• Theft and vandalism: Protection for your boat against theft or malicious damage, whether moored or in storage.

• Personal accident cover: Provides financial support if you or your passengers are injured while using the boat.

• Cover for equipment and accessories: Insures essential equipment like life jackets, navigation systems, and sails.

• Flexible navigation limits: Choose cover based on where you sail, whether it’s local waters or further afield.

What is Typically Covered?

A standard Small Craft Insurance policy may include:

• Accidental damage: Covers the cost of repairs for damage caused by collisions, grounding, or weather.

• Theft: Protection if your boat, its parts, or equipment are stolen.

• Third-party liability: Covers legal costs and claims if your boat causes injury or damage to another person or property.

• Personal accident cover: Provides compensation for injuries sustained while using the boat.

• Towing and salvage costs: Covers the cost of towing or recovering your boat after an accident or breakdown.

Common exclusions may include:

• Wear and tear: General ageing and depreciation of your boat or equipment.

• Unseaworthy condition: Damage caused by lack of proper maintenance or failing to keep your boat in good repair.

• Racing or speed trials: Some policies may not cover competitive events unless specifically included.

• Usage outside agreed limits: Boats used outside specified waters or for purposes not stated in the policy.

Each policy can be tailored to your specific boating activities. Becks insurance brokers will help you choose the right level of cover based on your boat type and where you sail.

Enjoy Stress-Free Sailing with Becks Small Craft Insurance

Protect your boat and enjoy peace of mind on the water with Small Craft Insurance. Becks Insurance Brokers offer tailored policies to suit your needs, whether you're sailing in local waters or venturing further afield. Book an appointment with one of our expert brokers here or request a personalised quote online here.