Becks Insurance Brokers offers comprehensive Group Personal Accident & Travel Insurance designed to protect employees and members of an organisation during both business and leisure travel. This policy is essential for companies, clubs, and other groups who want to ensure the safety and well-being of their members while traveling or in the event of an accident. Our bespoke cover provides peace of mind by offering financial protection against a wide range of risks.

Protect Your Group with Tailored Accident & Travel Insurance

Group Personal Accident & Travel Insurance provides robust protection for employees or members traveling on behalf of an organisation, whether for business or leisure. This coverage includes protection against accidents, medical emergencies, and travel-related issues such as trip cancellations or lost luggage. With Becks Insurance Brokers, you benefit from expert advice and customisable solutions designed to meet the specific needs of your group.

Features and Benefits

• Personal Accident Cover: Financial compensation in the event of death or serious injury sustained during travel or while on company business.

• Medical Expenses: Coverage for medical costs incurred due to illness or injury while traveling, including emergency medical evacuation.

• Travel Disruption: Protection against financial losses due to trip cancellations, delays, or interruptions.

• Baggage and Personal Effects: Coverage for lost, stolen, or damaged baggage and personal belongings.

• 24/7 Assistance: Access to round-the-clock support services, including medical and travel assistance.

• Customisable Options: Tailored coverage to suit the specific needs of your group, including coverage for business equipment or high-risk activities.

What is Typically Covered?

Group Personal Accident & Travel Insurance generally includes cover for:

• Accidental Death and Disability: Compensation for death or permanent disability resulting from an accident.

• Emergency Medical Expenses: Coverage for hospitalisation, surgery, and other medical costs incurred during travel.

• Repatriation and Evacuation: Costs associated with emergency medical evacuation or repatriation to the home country.

• Trip Cancellation or Curtailment: Reimbursement for non-refundable expenses if a trip is cancelled or cut short due to covered reasons.

• Loss of Baggage: Compensation for lost, stolen, or damaged baggage and personal items.

• Travel Assistance Services: 24/7 access to assistance for medical emergencies, travel disruptions, and other needs.

Typical Exclusions:

• Pre-existing medical conditions (unless specifically included)

• Travel to regions with government travel advisories

• Participation in high-risk activities (unless covered under specific terms)

• Claims arising from illegal activities or drug use

• War and terrorism (unless specifically included)

Please note that actual terms and conditions will vary from business to business and insurer to insurer. Full details of any cover will be explained in full by a Becks insurance broker.

Ensure your employees or group members are fully protected with comprehensive Group Personal Accident & Travel Insurance from Becks Insurance Brokers. Book an appointment with one of our expert brokers here or arrange a quotation by completing our online form here.