Business Travel Insurance provides comprehensive cover for employees and business owners travelling domestically or internationally for work. This policy ensures that your business trips run smoothly by protecting against unforeseen events such as medical emergencies, travel disruptions, lost luggage, or cancelled meetings. Whether you're a sole trader, SME, or large corporation, Business Travel Insurance offers peace of mind while conducting business away from the office.

Secure Travel Protection for Your Business

When travelling for business, unexpected disruptions can lead to significant costs and wasted time. Business Travel Insurance helps you mitigate those risks by offering financial protection and support for a range of issues, from flight cancellations to emergency medical treatment. With the right cover, your business travel can remain productive and stress-free, no matter the challenges you face on the road.

Features and Benefits of Business Travel Insurance

• Medical and emergency assistance: Cover for medical expenses, hospital stays, and emergency evacuations while abroad.

• Trip cancellation and curtailment: Compensation for cancelled or shortened business trips due to unforeseen events.

• Travel delay and missed connections: Protects against missed meetings or delays caused by transport issues.

• Lost or delayed baggage: Cover for essential items or business equipment lost, stolen, or delayed during transit.

• Business equipment cover: Protection for laptops, mobile devices, and other business tools necessary for work.

• Personal liability cover: Protection against legal claims if you accidentally injure someone or damage property while travelling.

• Cover for multiple trips: Flexibility for frequent travellers, with annual policies covering multiple business trips.

What is Typically Covered?

A typical Business Travel Insurance policy may include:

• Medical cover: Medical expenses, hospitalisation, and repatriation if you fall ill or have an accident abroad.

• Cancellation or curtailment: Reimbursement for non-refundable travel costs if your trip is cancelled or cut short.

• Travel delays and missed connections: Compensation for lost time or alternative travel arrangements.

• Lost or damaged business equipment: Cover for essential tools like laptops, phones, or projectors.

• Personal liability: Protects you if you are held liable for injury or damage to third-party property.

Common exclusions may include:

• Pre-existing medical conditions: Unless declared and accepted by the insurer.

• High-risk destinations: Travel to countries under government advisories may not be covered.

• Failure to follow security protocols: Loss or theft of items due to negligence, such as leaving luggage unattended.

Terms and conditions vary depending on your business needs, the frequency of travel, and your chosen insurer. Becks insurance brokers will work with you to tailor the policy for your specific travel requirements.

Ensure Safe Business Travels with Becks Business Travel Insurance

Make sure your business trips are protected from unforeseen issues with Business Travel Insurance. Book an appointment with a Becks Insurance broker here or request a personalised quote online here. Stay focused on business, knowing your travel is covered.