Becks Insurance Brokers offers specialised Yacht Hull Insurance designed to provide comprehensive coverage for yacht owners. This policy is essential for those who own and operate luxury yachts, offering protection against physical damage to the vessel. Whether you use your yacht for leisure or charter purposes, our bespoke cover ensures that your valuable asset is safeguarded against a wide range of risks, including accidental damage, theft, and environmental perils.

Protect Your Yacht with Comprehensive Hull Insurance

Yacht Hull Insurance provides robust protection for the physical structure of your yacht, covering everything from the hull to the onboard equipment. Whether your yacht is moored at a marina or sailing in open waters, our tailored policies offer peace of mind by covering potential damages and repair costs. With Becks Insurance Brokers, you benefit from expert advice and customised solutions designed to meet the specific needs of yacht owners.

Features and Benefits

• Physical Damage Cover: Protection against damage to the yacht’s hull, machinery, and onboard equipment due to accidents, collisions, or grounding.

• Theft Protection: Coverage for theft of the yacht or onboard equipment.

• Fire and Explosion: Protection against damage caused by fire or explosion onboard the yacht.

• Environmental Perils: Coverage for damage caused by storms, lightning, and other environmental hazards.

• Salvage Costs: Coverage for salvage operations if the yacht needs to be rescued or towed.

• Third-Party Liability: Optional coverage for legal liabilities arising from damage or injury caused to third parties by your yacht.

What is Typically Covered?

Yacht Hull Insurance generally includes cover for:

• Accidental Damage: Protection against physical damage to the yacht’s hull and machinery due to accidents, collisions, or grounding.

• Theft: Coverage for the theft of the yacht or its equipment.

• Fire and Explosion: Protection against damage from onboard fires or explosions.

• Storm and Environmental Damage: Coverage for damage caused by environmental perils like storms, lightning, or flooding.

• Salvage Costs: Financial protection for the cost of salvaging or towing the yacht.

• Onboard Equipment: Coverage for damage or loss of onboard equipment such as navigation systems, sails, and rigging.

Typical Exclusions:

• Wear and tear or gradual deterioration

• Claims arising from illegal activities or unlicensed operation

• Damage due to poor maintenance or lack of upkeep

• War and terrorism (unless specifically included)

• Racing or competitive events (unless specifically covered)

Please note that actual terms and conditions will vary from yacht owner to yacht owner and insurer to insurer. Full details of any cover will be explained in full by a Becks insurance broker.

Ensure your yacht is fully protected with comprehensive Yacht Hull Insurance from Becks Insurance Brokers. Book an appointment with one of our expert brokers here or arrange a quotation by completing our online form here.