Tradesman Insurance provides essential cover for self-employed tradespeople and contractors, protecting them from a wide range of risks associated with their work. Whether you're a plumber, electrician, carpenter, or builder, this policy offers comprehensive protection for your tools, equipment, and liability, ensuring you can focus on the job without worrying about unexpected costs from accidents, damage, or claims.

Comprehensive Cover for Tradespeople

Working as a tradesperson comes with its own unique risks, from accidental damage on-site to public liability claims. Tradesman Insurance protects you from these financial burdens, offering cover for injuries, damage to property, or stolen tools, giving you peace of mind to carry out your work without interruption.

Features and Benefits of Tradesman Insurance

• Public Liability Insurance: Protects against claims for injury or property damage caused while carrying out your work.

• Tools and Equipment Cover: Covers the cost of repairing or replacing stolen or damaged tools essential for your trade.

• Employers’ Liability Insurance: A legal requirement if you employ staff, covering injury or illness claims made by employees.

• Personal Accident Cover: Provides financial support if you're unable to work due to an accident on the job.

• Contract Works Cover: Protects work in progress from damage due to accidents, fire, or theft.

• Flexible policies: Tailored cover based on the nature of your trade, ensuring you only pay for the protection you need.

What is Typically Covered?

Tradesman Insurance policies can be tailored to include:

• Public liability: Protection from third-party claims for injury or property damage caused by your work.

• Tools and equipment: Cover for essential tools that are stolen, lost, or damaged, including while in transit.

• Personal accident: Compensation if you're injured and unable to work temporarily or permanently.

• Contract works: Covers ongoing construction or renovation projects from damage or theft.

Common exclusions may include:

• Wear and tear: Regular degradation of tools or equipment over time.

• Unsafe working conditions: Incidents resulting from failure to follow proper safety protocols may not be covered.

• Unattended tools: Tools left unsecured or unattended may not be covered under certain policies.

Terms and conditions vary, so it’s important to work with Becks Insurance brokers to ensure your policy covers your specific trade and business risks.

Protect Your Livelihood with Becks Tradesman Insurance

Secure your business with comprehensive Tradesman Insurance, protecting your tools, liability, and income from unforeseen events. Book an appointment with a Becks Insurance broker here or request a personalised quote online here.