Hired in Plant Insurance is an essential cover for businesses that rent or hire plant machinery and equipment. This policy is designed to protect your business from the financial risks associated with loss, theft, or damage to hired-in equipment. Whether you're in construction, landscaping, or any industry that relies on specialist machinery, this insurance ensures you're not left out of pocket if something goes wrong. Becks Insurance Brokers in Brighton are here to tailor a policy that fits your specific needs, offering peace of mind and financial protection.

Comprehensive Protection for Hired Equipment

With Hired In Plant Insurance, your business is safeguarded against the unexpected costs that can arise from accidents or incidents involving rented machinery. This cover is vital for any business that regularly hires plant equipment, providing financial support to repair or replace damaged items, ensuring your operations can continue without costly interruptions. It also covers legal liabilities if the equipment causes injury or damage to third parties, offering comprehensive protection beyond the equipment itself.

Features and Benefits

• Protection Against Financial Loss: Covers the cost of repairing or replacing hired equipment if it's lost, stolen, or damaged.

• Legal Liability Cover: Includes protection if the hired plant causes injury or damage to third parties, safeguarding your business from potential legal claims.

• Customisable Policies: Tailored insurance options to meet the unique requirements of different industries, from construction to events management.

• Business Continuity: Minimises downtime by ensuring you can quickly replace or repair equipment, keeping your projects on track.

• Flexible Coverage: Options to cover a wide range of plant equipment, from small tools to large machinery.

What is Typically Covered?

Hired In Plant Insurance generally covers the costs associated with the loss, theft, or damage of equipment that your business has hired. This can include anything from small hand tools to large construction machinery. Typical cover might include:

• Damage Cover: Repair costs for equipment damaged while in your care.

• Theft Cover: Replacement costs if hired equipment is stolen.

• Transport Cover: Protection during the transportation of equipment to and from your site.

• Legal Expenses: Costs associated with legal claims arising from the use of the equipment.

Typical exclusions might include wear and tear, mechanical or electrical breakdown, and damages resulting from negligence or misuse. It's important to note that actual terms and conditions will vary depending on your business needs and the specific insurer. Becks Insurance Brokers will explain all the details to ensure you understand the full scope of your cover.

To secure your business against the unexpected, book an appointment with one of our experts today here or arrange a quotation here.