Shops and Salons Insurance

Becks Insurance Brokers provides comprehensive Shops and Salons Insurance designed to protect retail and personal care businesses from a range of potential risks. This policy is ideal for shops, boutiques, hairdressers, beauty salons, and other similar enterprises. With our bespoke cover, you can focus on running your business smoothly while we ensure you're protected against unexpected events that could impact your operations.

Secure Your Retail and Salon Business with Tailored Insurance

Shops and Salons Insurance from Becks Insurance Brokers offers extensive protection tailored to meet the specific needs of your business. Whether you operate a small boutique or a chain of beauty salons, our policies cover everything from property damage and theft to liability and business interruption. With expert advice and customised solutions, you can trust us to safeguard your business assets and reputation.

Features and Benefits

Public Liability: Protection against claims of injury or property damage by third parties on your premises.
Employers' Liability: Mandatory cover for claims from employees who suffer work-related injuries or illnesses.
Property Insurance: Covers your building, contents, stock, and equipment against damage or loss due to fire, theft, flood, and other perils.
Business Interruption: Compensates for loss of income if your business operations are disrupted by an insured event.
Contents Insurance: Covers fixtures, fittings, and stock against loss or damage.
Treatment Liability: Specific cover for beauty salons against claims arising from treatments provided to clients.

What is Typically Covered?

Shops and Salons Insurance generally includes cover for:

Public Liability: Claims of injury or property damage by customers or visitors on your premises.
Employers' Liability: Protection against claims from staff members who suffer work-related injuries or illnesses.
Property Damage: Coverage for your building, contents, and stock against perils such as fire, theft, and flood.
Business Interruption: Compensation for lost income due to temporary closure or operational disruptions.
Contents Insurance: Protection for fixtures, fittings, and stock.
Treatment Liability: Coverage for claims arising from beauty treatments provided to clients.

Typical Exclusions:

Intentional damage or fraudulent acts
Wear and tear or gradual deterioration
Claims arising from known defects prior to policy inception
Illegal activities or non-compliance with health and safety regulations
War and terrorism (unless specifically included)

Please note that actual terms and conditions will vary from business to business and insurer to insurer. Full details of any cover will be explained in full by a Becks insurance broker.

Ensure your shop or salon is fully protected with comprehensive insurance solutions from Becks Insurance Brokers. Book an appointment with one of our expert brokers here or arrange a quotation by completing our online form here.

Get Your Cover in Just a Few Clicks

At Becks Insurance, we make setting up your insurance payments easy and stress-free. By choosing Direct Debit, you can spread the cost of your premium over a convenient period, giving you peace of mind to focus on what matters most. Our simple setup process ensures that managing your payments is quick and efficient, tailored to suit your needs.

Get Your Cover in Just a Few Clicks

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